Structure credit decisions
From analysis to approval and contract, with rules defined by each organisation.
- Scoring, policies and approval authorities.
- Credit files, collateral and exposure by business group.
- Contracts, signing and audit history.
Wanzeller · Investors
Credit and Check connect credit analysis, information on business payment defaults, decision-making and payments. We want to strengthen our teams and grow in Portugal and Brazil, preparing for European expansion.
From understanding the customer to decisions and payment resolution.
From analysis to approval and contract, with rules defined by each organisation.
Register and consult business payment defaults, with supporting documentation and resolution tracking.
Credit has had customers and revenue in Brazil for more than ten years. That commercial experience guides the development of the new platform.
Founded in 2018, the Portuguese company Wanzeller owns the NicePayer brand and the Credit and Check products.
The new Credit platform brings together policies, analysis, approvals and contracts. Check adds B2B payment default information to the decision process.
Check was co-created within the SIBS LAB ecosystem. Credit benefits from SIBS integration and support. The relationship includes institutional promotion and commercial support.
Check operates as a marketplace operator with SIBS, enabling payment methods for settling business debts.
Our links with the business community include the ACEMEL protocol and a partnership with the Viana do Castelo Business Association.
Co-created within SIBS LAB. SIBS presents Check and its features for registering and consulting B2B payment defaults, notifying debtors and tracking resolution.
Read on the SIBS website (Portuguese) — Check NicePayer →SIBS integration and support. The publication presents NicePayer’s integrated solution: analysis, decisions, approvals and contracts — the Credit workflow with Check integration.
Read on the SIBS website (Portuguese) — Credit NicePayer →Hire to accelerate Credit and Check development, integrations and operational quality.
Strengthen implementation, customer success and product adoption support.
Consolidate Portugal and Brazil and prepare entry into other European countries, adapting to each market.
Wenderson Wanzeller combines banking experience in credit and risk between 1998 and 2008 at HSBC, BBVA, Mercantil do Brasil and BIC Banco with the development of credit systems.
His actuarial and computer engineering education, software architecture work and teaching at IPVC support a practical understanding of the connection between risk and technology.
We are looking for investors aligned with sustainable expansion and the founding team’s experience. The presentation, financial information and terms of any potential investment are discussed privately.
Choose phone, WhatsApp or scheduling through our contact channels. Let us know you would like to discuss investment in NicePayer.